Does Comparative Negligence Reduce Your Slip and Fall Settlement in California?

Insurance companies are highly skilled at using comparative negligence arguments to minimize settlements. The personal injury lawyers at Avian Law Group counter those arguments with evidence and expert testimony. We represent slip and fall victims throughout California, Arizona, and Nevada. Contact us today for a free consultation.

Yes, comparative negligence can reduce your slip and fall settlement in California, but it does not bar your recovery entirely. Under California's pure comparative negligence system, your award is reduced by whatever percentage of fault is attributed to you, even if you are found mostly at fault for the fall.

Does Comparative Negligence Reduce Your Slip and Fall Settlement in California

How Does Comparative Negligence Work in California Slip and Fall Cases?

California Civil Code Section 1714 and the Comparative Fault doctrine allow injured parties to recover even when they share responsibility for the accident, with their award reduced in proportion to their fault.

  • A $100,000 settlement where you are 20% at fault results in a $80,000 recovery
  • A $50,000 settlement where you are 60% at fault still yields $20,000
  • Unlike some states, California imposes no fault threshold that bars recovery, even 99% fault still allows 1% recovery
  • Comparative fault applies to both settlement negotiations and jury verdicts

What Percentage of Fault Might You Be Assigned in a Slip and Fall?

Insurance companies and defense attorneys routinely argue for fault attributions against slip and fall victims based on behavior that contributed to the accident.

  • Being distracted by a phone: adjusters frequently argue 10% to 25% fault for victims texting while walking
  • Wearing high heels, flip flops, or loose footwear in a visibly wet area: 15% to 30% fault arguable
  • Ignoring visible warning cones or wet floor signs: 40% to 60% fault is often argued
  • Entering a restricted area not open to customers: may rise to 70% or above

What Evidence Helps Limit Your Percentage of Fault in a Slip and Fall?

The evidence that counters the property owner's negligence defense is often the same evidence that minimizes your own comparative fault assignment.

  • Surveillance footage showing the hazard was not visible, was unmarked, or was obscured by poor lighting
  • Witness statements confirming you were walking normally and the hazard was unexpected
  • Evidence that no warning signs were present at the time of the fall
  • Documentation of your footwear showing it was appropriate for the environment
  • Medical records establishing the injury mechanism matches the claimed hazard

How Do Insurance Companies Use Comparative Negligence to Reduce Payouts?

Insurance adjusters are trained to identify any behavior by the victim that can be characterized as inattentive, unreasonable, or risky in order to assign the highest possible fault percentage.

  • Adjusters review all photos you took at the scene for evidence of visible warning signs you may have passed
  • They may request your medical records to find evidence of a pre-existing condition that made you prone to falling
  • Recorded statements are used to elicit admissions that you were distracted or hurrying at the time of the fall
  • Settling before consulting an attorney often locks in an inflated fault percentage that reduces your recovery

Insurance companies are highly skilled at using comparative negligence arguments to minimize settlements. The personal injury lawyers at Avian Law Group counter those arguments with evidence and expert testimony. We represent slip and fall victims throughout California, Arizona, and Nevada. Contact us today for a free consultation.

How Do Insurance Companies Use Comparative Negligence to Reduce Payouts?

Michael Avanesian

Michael Avanesian, the founder and driving force behind Avian Law Group, is a passionate and dedicated attorney with a strong background in personal injury law. As a partner at JT Legal Group, Michael led the growth of the personal injury practice from a single employee to a team of over ninety professionals, securing over $2 billion in settlements for clients in just three years.

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