If the insurance company denies your car accident claim, you do not have to accept this denial as a final decision. According to the California Department of Insurance (CDI), you may have options to appeal your denial. Consulting a personal injury team is advisable if you are not already represented by one. Your legal team can assist you in submitting a written appeal, which should include:
Your lawyer can help you understand the next steps and effectively navigate the appeals process. They can assist you in pursuing financial compensation from the negligent driver who caused your injury.
Fighting an initial denial of your insurance claim on your own can be challenging. By hiring a personal injury lawyer to assist with your appeal, they may:
Your lawyer can review your policy and the at-fault driver’s insurance policy for potential compensation options. They might also reassess your compensation claim to ensure its value is accurately calculated.
A denial of your initial claim with the at-fault driver’s insurance provider does not mean you have no other options for financial recovery. If your appeal is successful, you might still be able to recover the following damages:
The California Civil Code (CIV) §1431.2 outlines the types of non-economic damages you may be entitled to collect after being injured in an accident. Your lawyer can guide you through the appeals process or file a lawsuit to help you recover from the financial impact of the collision.
Your car accident report is one of many documents your legal team may request. Along with reexamining and resubmitting photos of your and the at-fault driver’s vehicles from various angles, your lawyer may re-interview accident witnesses listed in the car accident report.
Proving the at-fault driver’s financial liability for your accident costs often relies on the documentation the accident generates. Your car accident report may also indicate whether:
When building your case, provide your lawyer with a copy of the official report and any correspondence with the at-fault driver’s insurance company. Your lawyer may also initiate settlement negotiations to resolve your case.
Your lawyer might reach a settlement agreement with the at-fault driver’s insurance company, benefiting all involved parties. If you and the at-fault driver cannot agree on a settlement, your lawyer can continue to assist you by navigating the process of filing a personal injury lawsuit and representing you in court.
If your initial claim for compensation was denied by the at-fault driver’s insurance provider, you do not have to give up on pursuing financial compensation. If you choose Avian Law Group to handle your car accident claim, we can help you define a plan of action and determine what to do if the insurance company denies your claim.
Contact the personal injury team at Avian Law Group by calling (888) 465-0540 today to find out how we can help you file an appeal and continue fighting for the financial compensation you deserve.